In the autumn of 2018, I noticed the first discrepancy. I was a meticulous record-keeper, a habit born from years of financial uncertainty. Every dollar I saved was logged in a worn leather ledger, each entry a small victory against the chaos of the world. My husband, Elias, a structural engineer, trusted me implicitly with our finances. He earned, I managed, and our system was simple: he handed me his paycheck, I divided it between our bank accounts and the sturdy oak safe in our study. I was the sole keeper of the combination, a sequence of numbers only I knew. We lived alone in a sprawling farmhouse on the outskirts of a town that was slowly being reclaimed by the forest. Our nearest neighbor was a quarter mile away, and the woods pressed close, their shadows reaching for our windows at dusk.
The first missing hundred-dollar bill was like a splinter under my skin. I had counted the stash the night before: ten crisp hundreds in a green envelope, earmarked for a new water heater. The next morning, there were only nine. I assumed I had miscounted, chided myself for my carelessness, and re-counted. Still nine. A ripple of unease passed through me, but I dismissed it. Elias would never take it without asking, and we had no visitors. I chalked it up to my own error, a slip of the mind under the weight of daily chores and deadlines. I did not mention it to Elias, afraid of seeming paranoid.
The second disappearance occurred in the dead of winter, 2019. A blizzard howled outside, sealing us inside for three days. I had decided to update the ledger, a snowy afternoon ritual. I opened the safe, its door swinging with a familiar sigh, and counted the envelopes. One envelope, set aside for a new transmission, was missing a single hundred. I remembered distinctly: I had placed nine bills in that envelope the previous week. Now there were eight. Panic clawed at my throat. Elias was in the living room, reading by the fire, unaware of my growing dread. I confronted him gently, my voice calm despite the storm inside. He looked at me with genuine confusion, his hands open in a gesture of innocence. ‘You’re the only one who knows the combination, remember? I wouldn’t even know where to start.’ He was right. I had never written the combination down, and I had drilled it into my memory, a mantra against forgetfulness. That night, I barely slept, staring at the dark outline of the safe across the room, feeling watched.
After that, I became obsessive. I counted the money daily, at odd hours, and always alone. I even set up a small motion-activated camera in the study, its lens focused on the safe. For months, the footage showed nothing but dust motes and the occasional cat prowling. The safe remained untouched. I began to question my own sanity. Was I sleepwalking? I placed a voice recorder on the shelf, but it captured only the ticking of the grandfather clock and my own restless breathing. I studied my own habits, my routines, hoping to find an explanation. Nothing.
Then, on a sweltering night in August 2023, I woke to a sound—a soft, metallic clunk, like the tumblers of the safe aligning. I lay frozen, my heart thudding. The clock read 3:17 AM. I slipped out of bed, careful not to wake Elias, and tiptoed to the study. The door was ajar, which I had left closed. I pushed it open, and the moonlight streaming through the window illuminated the safe. Its door was open, and inside, the envelopes lay scattered. A dark figure was hunched over them, its fingers rifling through the bills. I flipped on the lights, expecting to see a burglar. But the figure turned, and I saw… myself. It was me, but not me. The face was mine, but the eyes were hollow, black as polished obsidian, and the smile stretched too wide, revealing teeth that were too sharp. It held a stack of hundreds in its hand, and it whispered in a voice that was my own, yet layered with other voices, ‘I’ve been waiting for you to see.’
I stumbled back, screaming, and the apparition dissolved like mist, leaving behind a single hundred-dollar bill on the floor, stained with something dark and viscous. I woke up on the cold tile of the study, my cheek pressed against the grain of the wood, with Elias kneeling over me, shaking me gently. The safe was closed, locked, and the camera had captured nothing unusual. But when I counted the money, another hundred was gone. This time, I found it in my own hand, clutched so tightly that the edges had cut into my palm. I had no memory of taking it.
Since then, the disappearances have become more frequent, and I have started to find strange notes in my own handwriting in the margin of my ledger, notations I never made. They read: ‘The debt grows.’ ‘You know what you did.’ ‘They are always watching.’ I fear that I am not losing my mind, but rather, that I am losing myself to something that wears my skin. The safe remains a monument to my fear, and every time I open it, I hold my breath, afraid of what I will find inside—or who I will find looking back at me from the polished metal, with a smile that is not quite my own.